Global Journal of Management and Business Research, A: Administration and Management, Volume 23 Issue 9

Determinants of Electronic Banking Service Adoption the Case of Economic Leadership in Bank in Economics Leadership Global Journal of Management and Business Research ( A ) XXIII Issue IX Version I Year 2023 33 © 2023 Global Journals c) Moderate Relationship between Technologies users ‘Adoption of E-banking Services among International Bank Empirical Evidence H. M. Arshad et al. (2017) found a strong relationship between (sensory) impressive Relation between Technologies users ‘adoption of E-banking services among international bank (r = 0.877 and p < 0.05). In a study undertaken by V. Prabakaran (2012), under the title Determinants of electronic banking service adoption it found positive relationship between impressive technology andE-banking services. Z. U. Abideen and S. Saleem (2012) conduct a study under the title Determinants of electronic banking service adoption and they found strong association between impressive E-banking services (p < 0.05 but the “r” value not stated). d) Strong Relationship between Organizational Factors has user’s Adoption of E-banking Services Empirical Evidence D. Prasanna Kumar and K. Venkateswara Raju (2015) found a significant relationship between ability of the Relationship between Organizational factors has user’s adoption of E-banking services (r = 0.673 and p < 0.05). (i. e. simple to understand) and its ability to change the opinion and prejudice of the respondent about a E-banking service. V. Prabakaran (2015) reported Organizational factors being understandable (calculated value 50 > table value 36.4) have positive relationship with Organizational factors has users adoption of E-banking services. e) Strong Relation Environment Factor for users ‘Adoption of E-banking Services Empirical Evidence That environment factor being eye catching (calculated value have positive relationship with E- banking service. H. M. Arshad et al. (2014) also found a strong relationship between (arousal) attention taking environment and E-banking service (r = 0.681and p < 0.05). Furthermore, their study has been observed effective advertising is the major source to generate sensations in service which motivate them for E- banking. f) Strong Relationship Demographic and Socio-Cultural Factors (users ‘Adoption of E-Banking Services Empirical Evidence Halkias et al. (2018) analyzed the relationship between the Demographic and socio-cultural factors (users ‘adoption of E-banking services using ANOVA and reported significant relationship (F = 24.13 and p < 0.001). Moreover they indicated developing Demo- graphic and socio-cultural factors (users ‘adoption of E- banking services communication has been traditionally regarded as an important function to increase the use of E- banking service motivation. Huang et al. (2011) reported strong relationship with (r = 0.667 and p < 0.01). g) Moderate Relationship Political and Legal Issue users ‘Adoption of E-Banking Services Empirical Evidence Empirical literature on relationship between Political and legal issue users ‘adoption of E-banking services is very limited and practitioners should emphasis on this issue. However, V. Prabakaran (2018) found positive relationship between Political and legal issue being creative (calculated value 66 > table value 36.4) and E-banking service reported moderate relationship (r = 0.550 and p < 0.001). Table 4.13: Summary Result of the Regression Analysis Independent variable Standard beta coefficients Statistical Rank of Influence Technological factors 0.211 0.000<0.05 2 Organizational factor 0.111 0.077<0.05(insignificant) 5 Demographic and socio-cultural factors 0.277 0.000<0.05 1 Political and legal issue factors 0.122 0.000<0.05 4 Environmental factors 0.188 0.000<0.05 3 (Data source 2021) To evaluate how much the current regression result practical, detail literature review has been executed. E. Malik et al. (2018). The above data showed that or indicated that as successful strategy to motivate people to E-banking service always remind the first choice that pops up in a user focus. They found that E- bank being attention grabbing ( β = 0.277) has more influence than Demographic and socio-cultural factors being impressive ( β = 0.211) on technological. This quite similar with the current multiple regression result. S. Saleem (2013) on their research Determinants of electronic E-banking service adoption reported positive significant impact of independent variables on the dependent variable (F = 30.144 and p < 0.05). They also found (R = 0.111 and R Square = 0.261), which predicts a moderate relationship between the set of independent variables and dependent variable with the reduced error of prediction by 26.1%. Niazi et al. (2012) considered impressive and attention grabbing environmental factor as independent