Global Journal of Management and Business Research, B: Economics and Commerce, Volume 22 Issue 4

9 Global Journal of Management and Business Research Volume XXII Issue IV Version I Year 2022 ( ) B © 2022 Global Journals Racial and Community Wealth Disparity the Bane of HBCUs: A Wealth Ecology Model Relational Perspective Table 6: Strength of association modeling Table 7: Strength of association combination modeling Credit card debt (CCdt) shows the most significant effect, r=.884, p<.001 (CI=95%) of about 78.1% explanatory power of the changes in AAenrl from Table 06. In support of this analysis result on the explanatory effects of the variables, the coefficients analysis is in Table 08. The coefficients of all other variables except credit card debt in models 2 to 4 are insignificant at t<1.0, p>0.05 (CI=95%) and cannot reject the possibility of their being zero. And hence, the other antecedents acting concurrently may not have any significant effect on changes in AAenrl. Table 8: Wealth decomposed elements regression coefficients When CCdt is combined with other variables taken first, only Med_Inc accumulates a combined significant relationship of 85.0% effect change, r=.922, p<.05 shown in Table 09. Evaluating the combined coefficients of the association, the coefficient of Med_Inc is insignificant, p>.05 and cannot reject the possibility of it being zero. See Table 08. Hence, credit card debt is the only statistically significant wealth element that influences AAenrl (AA HBCU enrolment).